Description: The optimal degree of integration and/or coordination of these two functions is examined by presentation of diverse opinions and actual experiences. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: Whether focused on mortality, longevity, health or disability risks, biometric uncertainty is the foundation of our work. With a long history of processes and methods for analyzing biometric considerations, we run the risk of becoming stagnant in our thinking about the subject. The presenters will explore how companies can stay ahead of the curve in an environment of ever-changing medical and biometric influencers. They'll dig into cause of death trends, the obesity epidemic, genetic testing, wearables, other wellness tools and more. The presenters will also address the impact of changing risk assessment methods through predictive underwriting. This session is for anyone interested in staying at the forefront of biometric risk.

Description: Apart from their operating environment and the core risks they help others mitigate, organizations are largely impacted by behaviors--particularly those of their policyholders. This session builds on the first session in this series by considering how medical advances might influence policyholders, while also considering how agents/brokers, product design, and the economy can also be influencers. Weigh whether and to what extent behavioral uncertainties have been adequately integrated into the firms' assessments of business performance, both past and future. The presenters will also highlight activities being undertaken by firms to influence behaviors, in part building on the second session in this series by considering these activities through a regulatory lens. This session is for anyone interested in enhancing their understanding of uncertainty due to behavioral factors.

Description: 1994 SOA Spring Meeting, San Francisco. This session about fluctuation in interest rates covered: 1. The impact of increasing interest rates on liabilities. 2. Whether insurance companies are prepared for movements in interest rates. 3. The effects that rising interest rates have on the asset side of the balance sheet and some of the associated risks. 4. Investment strategy and asset-liability strategy, using the SPDA product as example.

Description: There has been significant discussion of PBR for Life Insurance, but there have also been significant changes in PBR for annuities recently; including VM-21, VM-22, and future VM-23. This session will discuss recent changes in PBR for annuities as well as what the future may hold.

Description: Reinsurance has been available for VA Guarantees for over 20 years. During that time, the reinsurance market for VA Guarantees has undergone frequent and sometimes violent transformations. Where does the market stand today? What forms and structures of reinsurance are available? Which VA Guarantee designs and features are easier to reinsure? Is reinsurance offered on both newly issued policies as well as in force/legacy books, and which vintages are difficult to reinsure? In an age of sophisticated hedging programs, what role does a reinsurer play in helping a VA writer manage this highly volatile risk? In this session, we will hear from a reinsurer that is actively writing new VA Guarantee reinsurance treaties in the U.S. and around the world, and from a VA writer that has successfully partnered with a reinsurer to enhance its VA product offering.

Description: Gender recognition laws in the U.S. take on many forms and several states have either adopted laws or they are considering them. Learn more about how non-binary is defined, how the laws are changing to recognize non-binary gender identities and how insurance companies are addressing questions like: Do underwriting guidelines need to be gender specific? How do we address gender neutrality when gender impacts mortality? A panel of speakers will present their case studies and lead a discussion with attendees to start a dialogue about this emerging issue.

Description: The speaker will share his insights into the hedging challenges faced by FIA and VA business in the current market environment.

Description: In this session, a company will share its experience on managing risks underlying the equity-linked insurance guarantees and what lessons were learned over these years as it adapted its strategies to suit the current market environment.

Description: The SOA recently launched the Mortality and Longevity Strategic Research Program with the release of a new study on the economic impact of opioid abuse. In this session, results of this study will be presented along with insights and plans for the future of the Program.